@font-face{font-family:DM Sans;src:url(fonts/dm-sans-400.woff2) format("woff2");font-weight:400;font-display:swap}@font-face{font-family:DM Sans;src:url(fonts/dm-sans-600.woff2) format("woff2");font-weight:600;font-display:swap}@font-face{font-family:Cormorant;src:url(fonts/cormorant-garamond-500.woff2) format("woff2");font-weight:500;font-display:swap}
:root{--navy:#12364d;--blue:#173e59;--ink:#263a46;--muted:#526675;--cream:#fff9e6;--paper:#f7f9fa;--line:#ccd9e1;--mist:#e7eff5}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:24px}body{margin:0;background:var(--paper);color:var(--ink);font:400 17px/1.7 "DM Sans",sans-serif}a{color:var(--blue);text-underline-offset:4px}a:hover{text-decoration-thickness:2px}a:focus-visible,summary:focus-visible{outline:3px solid #ba2737;outline-offset:5px}img{display:block;max-width:100%}h1,h2,h3,p{margin-top:0}h1,h2,h3{color:var(--navy)}h1,h2{font-family:Cormorant,Georgia,serif;font-weight:500;line-height:1.04}h1{font-size:64px;letter-spacing:-1.6px;margin-bottom:25px}h2{font-size:42px;letter-spacing:-.6px;margin-bottom:22px}h3{font-size:18px;line-height:1.4}p{margin-bottom:20px}.wrap{width:min(1200px,calc(100% - 80px));margin:auto}.skip{position:fixed;left:16px;top:-90px;padding:12px 20px;background:white;z-index:20}.skip:focus{top:12px}.site-header{background:var(--navy);color:white}.header-row{display:flex;align-items:center;justify-content:space-between;gap:24px;min-height:108px}.brand{width:204px;flex-shrink:0}.brand img{width:100%;height:auto}.desktop-nav{display:flex;gap:26px;align-items:center;font-size:14px}.desktop-nav a{color:#fff;text-decoration:none}.desktop-nav .button{background:var(--cream);color:var(--navy);padding:12px 20px}.button{display:inline-flex;justify-content:center;align-items:center;gap:20px;background:var(--blue);border:1px solid var(--blue);color:white;text-decoration:none;padding:15px 24px;font-size:15px;font-weight:600;line-height:1.45;border-radius:2px;min-height:50px}.button:hover{background:#245776;color:white}.mobile-nav{display:none}.breadcrumbs{padding:22px 0;font-size:13px;color:var(--muted)}.breadcrumbs a{color:var(--muted)}.hero{background:var(--cream);border-top:1px solid 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.wrap{display:flex;justify-content:space-between;gap:20px;padding-top:17px;padding-bottom:17px;font-size:13px}.reassurance span:before{content:"✓";margin-right:10px;color:#32688b}.content-grid{display:grid;grid-template-columns:minmax(0,790px) 280px;gap:80px;padding-top:64px;padding-bottom:72px}.article{min-width:0}.answer{background:var(--mist);padding:26px 30px;border-left:3px solid #32688b;margin-bottom:50px}.answer .eyebrow{margin-bottom:10px}.answer p:last-child{margin-bottom:0}.article section{margin-bottom:50px}.article section:last-child{margin-bottom:0}.article section>p{max-width:740px}.checklist{list-style:none;padding:0;margin:24px 0}.checklist li{position:relative;padding:13px 0 13px 32px;border-bottom:1px solid var(--line)}.checklist li:before{content:"✓";position:absolute;left:0;top:13px;color:#32688b}.note{font-size:15px;padding:20px 24px;background:var(--cream);border-left:2px solid #b8a46b}.table-wrap{margin:26px 0;max-width:100%;border:1px solid var(--line);border-radius:3px;overflow:hidden}table{border-collapse:collapse;width:100%;font-size:15px;line-height:1.6;table-layout:fixed}th{text-align:left;background:var(--navy);color:#fff;font-weight:600}td,th{padding:16px 18px;vertical-align:top;overflow-wrap:break-word}td{border-bottom:1px solid var(--line)}tr:last-child td{border-bottom:0}tbody tr:nth-child(even){background:#edf2f5}td:first-child{font-weight:600;width:32%}.example{padding:28px 30px;background:var(--cream);border:1px solid #e6dfc8}.example p:last-child{margin-bottom:0}.example h2{font-size:33px}.faq details{border-top:1px solid var(--line);padding:18px 0}.faq details:last-child{border-bottom:1px solid var(--line)}summary{cursor:pointer;font-weight:600;list-style-position:outside;margin-left:20px;padding-left:6px;color:var(--navy)}details p{margin:15px 0 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@media(min-width:1450px){.hero-grid{min-height:550px}}
@media(max-width:1100px){.wrap{width:calc(100% - 48px)}.desktop-nav{gap:17px}.desktop-nav .nav-phone{display:none}.content-grid{grid-template-columns:minmax(0,1fr) 240px;gap:40px}h1{font-size:54px}.hero-copy{padding-right:30px}.brand{width:185px}}
@media(max-width:760px){body{font-size:16px;line-height:1.75}.wrap{width:calc(100% - 40px)}.header-row{min-height:94px}.brand{width:168px}.desktop-nav{display:none}.mobile-nav{display:block}.mobile-nav summary{margin:0;border:1px solid #ffffff60;border-radius:2px;padding:8px 14px;color:white;font-size:14px;list-style:none;min-height:44px}.mobile-nav summary::-webkit-details-marker{display:none}.mobile-nav nav{position:absolute;z-index:10;top:94px;left:0;right:0;padding:15px 20px 24px;background:var(--navy);border-top:1px solid #ffffff40;box-shadow:0 12px 20px #12364d25}.mobile-nav nav a{display:block;color:white;padding:11px 0;text-decoration:none}.mobile-nav[open] summary{background:#32688b}.breadcrumbs{padding:15px 0;font-size:12px}.hero-grid{display:block;min-height:0}.hero-copy{padding:34px 0 36px}.eyebrow{font-size:11px;letter-spacing:1.6px;margin-bottom:17px}h1{font-size:44px;letter-spacing:-.7px;margin-bottom:20px}.intro{font-size:17px}.hero-actions{gap:16px;margin-top:24px;align-items:flex-start;flex-direction:column}.hero-visual{min-height:0;height:230px;margin:0 -20px}.hero-visual figcaption{font-size:26px;padding:40px 20px 20px}.reassurance .wrap{flex-direction:column;gap:5px;font-size:12px;padding-top:16px;padding-bottom:16px}.content-grid{display:flex;flex-direction:column;gap:0;padding-top:35px;padding-bottom:45px}.sidebar{order:-1}.side-inner{position:static}.side-title{margin-bottom:8px}.toc{display:flex;flex-wrap:wrap;gap:0 17px;margin-bottom:30px;border-top:0}.toc li{border:0}.toc a{padding:6px 0;font-size:13px;text-decoration:underline}.side-card,.side-foot{display:none}.answer{padding:22px;margin-bottom:38px}.answer .eyebrow{font-size:11px}h2{font-size:35px;margin-bottom:19px}.article section{margin-bottom:38px}.checklist{margin:18px 0}.checklist li{padding:12px 0 12px 27px}.table-wrap{overflow:visible;border:0}table,thead,tbody,tr,th,td{display:block;width:100%}thead{position:absolute;width:1px;height:1px;overflow:hidden;clip-path:inset(50%)}tbody tr{background:#fff;border:1px solid var(--line);border-radius:2px;margin-bottom:10px;padding:6px 0}tbody tr:nth-child(even){background:#edf2f5}td,td:first-child{width:100%;border:0;padding:8px 16px;font-weight:400}td:before{content:attr(data-label);display:block;font-size:11px;text-transform:uppercase;letter-spacing:.8px;color:var(--muted);font-weight:600;margin-bottom:2px}td:first-child{font-weight:600}.note{padding:18px 20px;font-size:15px}.example{padding:23px}.example h2{font-size:30px}.references{font-size:13px}.related{padding:40px 0}.related-grid{grid-template-columns:1fr;gap:12px}.related-card{padding:22px;gap:10px}.related-card strong{font-size:27px}.related-card span:last-child{font-size:13px}.closing{padding:42px 0}.closing-inner{display:block}.closing h2{font-size:39px}.closing p{margin-bottom:24px}.closing .button{width:100%}.footer-grid{grid-template-columns:1fr;gap:28px}.site-footer{padding-top:35px}.footer-bottom{flex-direction:column;gap:12px;margin-top:25px}.footer-brand{width:185px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
@media print{.site-header,.hero-visual,.sidebar,.related,.closing,.site-footer,.hero-actions,.reassurance{display:none}.wrap{width:100%}.hero-grid,.content-grid{display:block}.hero-copy{padding:20px 0}body{font-size:11pt;background:white}.article section{break-inside:avoid}details>p{display:block}h1{font-size:30pt}h2{font-size:23pt}a{color:black}}

/* Inspection repair: intrinsic SVG height and portable check icons. */
.footer-brand{height:auto}.checklist li:before{content:"";width:7px;height:12px;border:solid #32688b;border-width:0 2px 2px 0;transform:rotate(45deg);top:19px;left:3px}.reassurance span:before{content:"";display:inline-block;width:5px;height:9px;border:solid #32688b;border-width:0 1.5px 1.5px 0;transform:rotate(45deg);margin-right:13px}